Direct - Hard Money - Private Lenders

Over $200,000,000 Funded

All of Your Funding Problems Are Solved Here!

Get the Lowest Possible Rate Term Guaranteed

Rates From 5.99% APR*

If You Are Not Using Level 4 Funding, You’re
Probably Paying Way Too Much


Get Started Now
Give us a Call



Level 4 Funding provides commercial loans for the purchase,
renovation and rental of single and multi-family residential real estate.


Our mission is to understand your situation and
provide the best possible loan.

We find a solution to all loan requests.
Putting the Puzzle Together.

What We Offer

bettree

Hard Money Purchase

Cash Out Loans

Fix & FlipPurchase

Rehab Loans

Construction 

Land Loans

Multi FamilyPurchase

Commercial Loans

The Stress is Gone

• No More Begging

• No Jumping Through Hoops

• No Tax Returns

• No Pay Stubs

• No Credit Required

• No Up Front Fees or Junk Fees

• No Cost to Ask Us

Rates and Terms

• Flexible Terms From 3 to 60 Months

• Fixed Rate From 5.99% APR*

• Up to 90% As-Is Value, 100% of Rehab Costs

• Construction Loans

• Fix&Flip and Cash Out Loans

• Multi-Family and AirBnB Loans

• Rental Property Loans

• Land Loans

Just Funded Hard Money Loans
Do What Everyone Else Is Doing. Start Making Money
If You're Not Using Level 4 Funding
You Are Paying Way To Much

True North 8 Scottsdale AZ

Construction Loan
8 Lot Infill Construction
$2,825,000  Construction Loan
100% Fuding @ 9.9%
Scottsdale AZ

 

Hard Money Cash Out Mortgage
Loan Amount $560,000
Home Value $999,450
LTV 56% Mesa, AZ

 

Cash Out Hard Money Loan
Loan Amount $1,850,000
Home Value $4,000,000
LTV 46% Scottsdale, AZ

323 Moore Creek Dr Hurst Texas 76053

Cash Out Hard Money Loans
Loan Amount $175,000
Cash Out @ 10%
Duplex in Hurst Texas

 

Apartment Hard Money Loans
Loan Amount $650,000
Value $1,250,000
LTV 52% Phoenix, AZ

 

Construction Hard Money Loans
Loan  $185,000 @ 9.5% 24 Months
Home Value $275,000
Prescott Valley AZ

Rental Hard Money Loans
Loan Amount $300,000
8.25% 60 Months
Sedona AZ

 

Rental Hard Money Loan
Loan Amount $450,000
8.0% 60 Months
Scottsdale AZ

 

Hard Money 2nd Mortgage
Loan Amount $42,000
18.9% 12 Months
Avondale, AZ

Frequently Asked Questions

1What steps do I need to take to apply for a loan?
Getting started with a loan is simple. Just fill out our one-page application by clicking the link. When you're done, you can email it to matt@level4funding or take a photo and text it to 623-582-4444.
2Should I have my credit checked, and what FICO score do I need to qualify?
We don't require a minimum credit score for a hard money loan, but we will check for judgments, tax liens, or bankruptcy. If your credit score is low, you may need a bigger down payment and a higher interest rate.
3How long does it take to close on the loan?
Most loans take about 7 days to complete. The title report usually takes the longest because we order it from the title company, which also handles escrow and closing.
4Can I get a loan on a house I currently live in?
We mainly offer loans for non-owner-occupied properties. However, we work with other lenders who can help with loans for homes you live in. Right now, about 30% of our loans are for owner-occupied properties.
5Is a down payment required in order to obtain a loan?
The down payment can range from 50% to 0%, depending on your situation. Experience with fix-and-flip, a good credit score, a past relationship with us, and a real estate license can all lower your required down payment.
6Can I get a cash-out loan?
Yes, most investors use cash-out loans to buy their next property or to make repairs before selling. These loans are usually short-term, lasting 6 to 12 months.
 
 
  • Paul Nordini
    “Top notch loan broker. who was awesome, quick, prompt, and most importantly, delivered. I would say don't even waste your time with another broker - these folks get the deal done, period. As a lawyer, they have helped me and many of my clients with a can-do attitude, and professionalism that is unmatched. A definite recommendation.”
    Paul Nordini
  • Roger Johanson
    “I was working with a hard money lender (OF) for the past ten days. 24 hours before my loan was supposed to close they called me and told me they were lowering my loan amount by 15%. I called Mark G at Level 4 Funding and told him the situation. If you want work with someone honest and professional call Level 4 Funding today.”
    Roger Johanson
  • Rick Carrol
    “After hearing, the good things about this company, I think they are on top of their game. I will keep recommending people I know in Arizona to level 4 Funding.”
    Rick Carrol

Latest News from the Blog

Meet The Broker / RI

Matt Prosory. Broker/RI/MLO

Matt obtained his bachelor's degree in political science from Northern Arizona University and is employed at Level 4 Funding, a private lending company which provides hard money and rental home loans to real estate investors in 35 states.

Under Matt's leadership, the company has arranged almost $400 million in loans for investment properties. He frequently assists real estate investors who want to buy rental properties, handle foreclosures, refinance, and work on fix-and-flip projects. Matt has extensive experience with fix-and-flip properties, buy-and-hold properties, rental properties, and real estate sales. He has resided in Arizona for 43 years and is married with three children. Matt is licensed as a mortgage broker and loan originator in Arizona, NMLS number 2062278.

 

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